Health insurance decoder
Its that time of year again. No not winter or holidays, I’m talking open enrollment.
It continues to amaze me how awfully cumbersome and complex it is just navigating the health insurnce maze. Let alone going to get care. What with co-payments and co-insurance, deductibles and annual maximums, its a wonder how people know what’s covered. I suppose that’s what healthcare reform is about.
What we need is a plan decoder. Whether its comparing multiple plans at work or freelance gig, or that of a spouse / domestic partner – a single tool that let’s you compare the key factors. And calculate break-even costs, and even do scenario projection.
And it would be great if it would list out the fine print – pre-approvals etc.
As with all of my Why Hasn’t Someone Done This? posts, I do hope someone can prove me wrong and show me that this actually exists somewhere. Or some enterprising person is hacking together a kludge for now.